Financing Made Simple

Competitive rates, flexible terms, and a hassle-free application process. Ride today, pay over time.

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3.99% APR as low as New motorcycles • 36 months
4.99% APR as low as New ATVs & UTVs • 48 months
5.49% APR as low as Pre-owned • 60 months
$0 Down payment On approved credit • Select models

Frequently Asked Questions

What credit score do I need?

We work with multiple lenders and can often secure financing for credit scores as low as 580. Better scores qualify for our lowest advertised rates.

How long does approval take?

Most applications receive a decision within minutes. In some cases, additional documentation may be needed, which can take 1–2 business days.

Can I trade in my current vehicle?

Absolutely! We accept trade-ins on motorcycles, ATVs, UTVs, watercraft, and snowmobiles. Get an instant trade-in estimate by chatting with our AI assistant.

What documents do I need?

A valid driver’s license, proof of income (recent pay stubs or tax returns), and proof of insurance. For trade-ins, bring your vehicle’s title.

Are there early payoff penalties?

No. All of our financing options allow early payoff with no prepayment penalties.

Do you offer extended warranties?

Yes, we offer factory-backed extended service plans on new and certified pre-owned machines. Ask our team for details.

Ready to ride?

Get pre-qualified in minutes with no impact to your credit score.

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